Okay, We had our van break down. Both my husband and I just looked at each other, we both knew that we were so close to paying off our credit cards... UGH!
Thankfully, we found a place that will fix it for $1,600 labor and transmission and other work that needed to be done on the van. We were able to transfer $1,000 out of our emergency fund, get the other $500 from a refund on the earnest money that was returned to us on a purchase we didn't make, and $100 out of my husband's paycheck!
Now, we still choose to put the charge on credit card and just mail the CC a check! WHY? Well, we get rewards points for each dollar charged. SO, we will be getting 1,600 points and we still will have the credit card paid off. No interest and now BENEFITS! The feeling of knowing we don't have to worry about this big expense, an expense that would have broke us apart 5 years ago is now feeling of freedom! On top of that, we have gotten all our christmas shopping done and we were able to mail the credit cards another $500! So, our debt ticker is getting closer to our goal!!
Our hard work paying down our debt and starting an emergency fund has proven it's worth!!!
YEAH!!!!
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1 comment:
Major bummer about the van! :-( But glad to hear that your CC are so close and you are getting points. Woo hoo!
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