Saturday, February 14, 2009

Debt Reduction!

During my husband's lay off, I have taken on an extra job. I am now working 3 jobs and he is collecting unemployment. He is applying for every job he can find, so far nothing has popped up. We are still hopeful things will happen and he will find something.

Anyways, I told you my debt snowball had to be frozen, well, it has for the most part. BUT, this past Friday, we had a windfall of money. It's enough to pay off our VAN. Since I know that this summer, I will be without my full time income and my one part time job ends in may, I want to cut our monthly expenses as best I can. The van payment will be a big cut in our expenses. So, my husband will be going to the bank tomorrow to pay the van off.

We also got our State Refund back and we put that directly into our savings account. I want to make sure our emergency fund is well padded for the summer months.

We are going to keep watching our pennies and doing everything we can to be frugal. Couponing, Freecycling, Point programs, hand me downs and clothing exchanges. In May, My husband will curbside shop as the college kids move out.

We will still be putting about $100 on our debt during the next few months, but summer will be very tight. I will keep you posted. :)

Wednesday, February 11, 2009

Pick n Save Stop for a few things...

My husband went into the neighboring town, so I asked him to pick up my freebie coupons and their deal on milk.



He picked up:
2 gallons milk
1 Sauve Body Wash
1 carton of ice cream
1 2liter bottle of Dr. Pepper

Total before coupons: $11.98
Total after coupons: $4.50

He used the last $3.47 on my Gift card, so my OOP was $1.05 :)

He also picked up some coupons and refund forms he found. :) So, I got $16.00 in "more" coupons from coupons he found in the store. :)

Tuesday, February 10, 2009

Just random stuff...and a few IP coupons

One of my issues with Sentry was that they didn't accept internet coupons. Well, there is a sign on their door that they now do accept internet coupons! WOO HOO!! That will make for some better trips there.

Also, my DH got another Redbox code in his email today, so we returned Mondays Movie and picked up another free movie!

Also, I now have enough swagbucks to get another gift card, but I think I am going to wait and keep working on it. If you dont do swagbucks, you should!! You can sign up at SWAGBUCKS

I updated my coupons binder. It's full. I am sending my husband over to Pick n Save tomorrow because there are things I want to pick up and I don't have the time. This is the first time he is going. :) I will report back how he did. I did list everything to buy ( 5 things) and the coordinating coupons. I will post tomorrow on his adventure.

IP Coupons:
$3.00 off any Purina Pet Food or Pet Treats any size, any variety...
Go to www.purinacare.com
Click on "Get Your Free Quote". Fill out the page and enter code B3KCA
Click continue, choose one of the deductibles, then click SAVE.
Enter your email and a password and click SAVE.
They will send you an email immediately with the link to the coupon.
It let me print two coupons (with unique numbers).

Progresso Soup
$1.10 off one can of Progresso Soup, You can print 2 of this coupon.

Sudafed coupon

Bonnie Bell Lipsmackers

I will keep adding more as I find more.

STAY FRUGAL EVERYONE!!!

Monday, February 9, 2009

Where do you get all those coupons...

Well, I have had many emails about my Fox 6 segment. They are asking where I get all my coupons. So here is what I do:

First, I have two papers delivered every Sunday, One Big city and One Local paper. I get the grocery store ads and the coupons.

Two, I get coupons from the internet. IP coupons are typically higher in value because you use your own paper and ink. They have SHORT expiration dates too. So you have to keep your eyes open. Also, Some stores don't allow IP coupons, You need to ask. I have been known to talk to managers to get my IP coupons allowed. YMMV!

Three, My kids have a job when I am shopping. Their job is too watch the coupon spitters. Those red boxes that have coupons. They also look for tear pads and other forms. I typically don't use them the same trip but I refile them when I get home and can look at them.

Four, gas stations and liquour stores. Some gas stations have tear pads for drinks. I will grab a few coupons from the tear pad. ONE of my pet peeves is someone who takes them all! DON"T DO THIS!! You will ruin it for everyone! Anyways, I grab them then on double coupon days, you can get those single serve drinks cheap. Example: Kwik Trip had 50 cents off one bottle of Nestle Chocolate Milk. I took 4 coupons, saved them and then when I was at the grocery store, they were on a $1.00 deal. Since I was in Janesville picking up a freecycle item, I stopped and picked them up along with my other groceries. Liquor stores. NOT all liqour stores do this, and some people feel it's not right, BUT some wine bottles have hang tags. Most of the time those hang tags are for coupons WITH THE PURCHASE of the wine. BUT, occasionally, they will say WITHOUT WINE PURCHASE or NO WINE PURCHASE NECESSARY. Those are just coupons. I will grab about 3. Again, I refuse to be greedy, I feel I am blest enough!

Fifth, Get coupons from others. My Mother in law, My mother, My grandfather, and several ladies at church who don't coupon are more than happy to save coupons for me. I even have my Father in Law up north, when he is shopping with my Mother in Law, find coupons and tear pads for me.

Six, Trade. I don't buy coupons, that defeats the purpose of using coupons. I do trade though. I have cats, no dogs, but I trade my dog food coupons for cat coupons. I don't have any babies in the house anymore, but I can trade baby coupons for items I will use. Recently, while visiting family. I found $2.00 Swimmer Diaper coupons at a local waterpark, they were in the lobby. I grabbed 2 inserts. ( Yes, I asked if I could take them) Now, my kids don't need them, but I traded them for one free box of Smuckers Uncrustables. Which was a treat for my kids, because I typically will not buy those.

That is all I can think of right now. I will post again when I have more questions come in. I had one person ask how I organize my binder. You can find that under "coupon binder" in my blog.

Monday Redbox Code

Today's Free Monday 2/9 Code 25CH63 good at any location, expires at midnight. make sure you return the video the next day so you don't get charged late fees.

Also, I got my Dr. Pepper Free Bottle Coupon in the mail today. And Saturday I got my coupon for a free bottle of Suave Shampoo or body wash. So I have a free bottle of soda and a free sauve item coming! :)

Other than that, I will post some responses to emails I have received since being on TV. I will try to answer everyone's questions.

Sunday, February 8, 2009

My 15 minutes of fame...

Someone once said that everyone has their 15 minutes of fame. I had mine tonight. I was on TV. Despite being nervous, it was fun.

You can check out my segment here
Clipping Coupons

Saturday, February 7, 2009

Just an Update!

Well, this is just an update. My husband is still unemployeed, several more rounds of unemployment happened at my husbands old company. My husband is looking for work, but we are fine and hanging in there.

I got the $25.00 Visa Gift Card from my Thank you points. I used a few dollars of it to buy stamps. I will use the rest for groceries and some night pullups for son. We don't plan on grocery shopping for the next few weeks.

My husband did get unemployement. So, we are thankful for that. It's only 40% of his income, but it will help.

I stopped by the Clothing Closet this morning. My daughter was in need of pants, I swear she grew overnight! Anyways, We found about 6 pairs of pants; 2 of them were really cute jeans, one pair of bib overalls, 1 pair of sweat pants, and one pair of leggings. She was so happy! Also, I picked up some shirts for her ( long sleeve) and a pair of Aqua Socks for my son. As we were leaving, they opened up a box and it had all books!! My daughter, who is a avid reader, was so excited, she brough home and armload of books. Everything at the clothing closet if free. It was VERY BUSY but it was worth it!

So, we really haven't spent any money. We have all our February bills paid, and we are taking every extra cent and saving it for summer when I will not be working.

I will be posting more freebies and free sites, while my debt snowball is frozen and not rolling.

Thursday, February 5, 2009

Cute Valentines Idea

If your kids have to give Valentines at School, here is a fun idea to add to those Valentines. Chuck E Cheese's has printable Valentines that have 5 free tokens on them ( with food purchase and expires 3/2/09)

Chuck E Cheese Valentines

Tuesday, February 3, 2009

Logli's Trip

Here is what I got for $3.82.



12 bags of veggies
5 boxes of Pizza Rolls
2 bottles of PowerAde
1 can of diced tomatoes
Boost Essentials Multipack of Chocolate Drinks
1 package of cat treats
6 cans of soup
2 cans of OJ
2 ham steaks
2 dozen eggs
1 bath buddy soap
1 bag of Quaker Rice Cake Treats

Total before coupons $52.06
After coupons: $3.82

Monday, February 2, 2009

Red Box Code, Free Breakfast and other notes

* Todays Redbox Code D9P24G good at any location, expires at midnight. Make sure you return the DVD in the morning!

* Tomorrow from 6am to 2pm, if you live near a Denny's Resturant, you can stop by for a free Grand Slam Breakfast. (Unfortunely I work, but I hope some of you get take advantage of it!

* It's the beginning of a new month. Remember to clean out those binders!

Frugalmommie as been on WITI FoxNews6 Television Milwaukee, WTMJ620 Radio, Several local newspapers, The Wisconsin State Journal, and is in a feature article in All You Magazine in the April 2009 edition.